These Terms of Service ("Terms") govern your access to and use of the Heart Faith Hustle website at hfhcareers.com, our live group calls, and any related communications (collectively, the "Services") operated by Heart Faith Hustle ("we," "us," or "our"). By registering for a call, submitting your contact information, or otherwise using the Services, you agree to these Terms. If you do not agree, do not use the Services.
1. Eligibility
You must be at least 18 years old and legally able to enter into a contract to use the Services. By registering, you represent and warrant that you meet these requirements and that the information you provide is accurate and current.
2. About Our Services
Heart Faith Hustle hosts live Wednesday group calls for individuals exploring careers in the life insurance and financial services industry. Our content is educational and informational in nature. We are a recruiting organization and may invite qualified attendees to apply for opportunities with affiliated agencies after the call.
Selling insurance requires state licensing. We do not guarantee that any attendee will be hired, contracted, or licensed. Becoming licensed is your responsibility and is subject to the requirements of your state's department of insurance.
3. Registration and Account Information
When you register for a call, you will be asked to provide your name, email address, phone number, and the Wednesday session you would like to attend. You agree to:
- Provide accurate, complete, and current information
- Keep your contact information updated
- Be responsible for any activity that occurs under your registration
We reserve the right to refuse, suspend, or cancel any registration at our sole discretion, including for misuse of the Services, abusive behavior, or violation of these Terms.
4. Communications Consent (Email and SMS)
By submitting the registration form, you expressly consent to receive communications from Heart Faith Hustle related to the call you registered for, including confirmation, reminders, follow-ups, and related marketing communications, by email and text message (SMS), including through automated technology.
- Consent is not a condition of any purchase.
- Message frequency: Varies based on engagement.
- Message and data rates: May apply, depending on your carrier and plan.
- Opting out of SMS: Reply STOP to any text message. Reply HELP for assistance.
- Opting out of email: Use the unsubscribe link at the bottom of any email.
Carriers are not liable for delayed or undelivered messages.
5. No Income Guarantees or Earnings Claims
Any income or earnings information shared on our calls, on our website, in marketing materials, or in testimonials reflects the experience of individual agents and is not typical. Results vary widely based on effort, market conditions, licensing status, training completion, individual skill, and other factors. Heart Faith Hustle does not guarantee any specific income, sales volume, or business result.
You acknowledge that becoming an insurance agent is a self-employed or independent contractor opportunity, and your success depends primarily on your own effort and decisions.
6. Webinar Conduct and Recording
The Wednesday call is conducted live over Zoom or a similar video platform. By attending, you agree to:
- Conduct yourself professionally and respectfully toward the host and other attendees
- Refrain from disruptive, abusive, harassing, or unlawful behavior
- Refrain from promoting unrelated products, services, or opportunities to other attendees
We may record the call for training, quality, and internal use purposes. By attending, you consent to such recording. We reserve the right to remove any attendee from the call at any time and without notice.
7. Intellectual Property
All content on our website and presented on our calls, including text, graphics, logos, images, training materials, and the Heart Faith Hustle name and marks, is owned by or licensed to Heart Faith Hustle and is protected by copyright, trademark, and other intellectual property laws.
You may not copy, reproduce, distribute, publish, transmit, modify, or create derivative works from our content without our prior written consent. You may share a link to our website on social media or in private communications.
8. Third-Party Services
We use third-party tools to operate the Services, including GoHighLevel (CRM and messaging), Twilio (SMS delivery), Zoom (video conferencing), Vercel (website hosting), and Meta (advertising and analytics). We are not responsible for the practices of these third parties. Your use of those services is also subject to their respective terms.
9. Privacy
Our collection and use of your information is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you agree to the terms of the Privacy Policy.
10. Disclaimers
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not warrant that the Services will be uninterrupted, error-free, secure, or free of viruses or other harmful components. Any reliance you place on information shared on a call or on our website is at your own risk.
Nothing on the Services constitutes legal, financial, tax, or licensing advice. Consult a licensed professional before making decisions based on information shared by us.
11. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, HEART FAITH HUSTLE, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Our total liability for any claim arising out of or related to the Services will not exceed one hundred dollars ($100) USD.
12. Indemnification
You agree to indemnify, defend, and hold harmless Heart Faith Hustle and its affiliates from any claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Services, your violation of these Terms, or your violation of any rights of a third party.
13. Termination
We may suspend or terminate your access to the Services at any time, with or without notice, for any reason, including violation of these Terms. Upon termination, the provisions of these Terms that by their nature should survive will continue to apply, including sections on intellectual property, disclaimers, limitation of liability, indemnification, and governing law.
14. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles. Any dispute arising out of or related to these Terms or the Services will be resolved exclusively in the state or federal courts located in Hillsborough County, Florida, and you consent to the personal jurisdiction of those courts.
15. Changes to These Terms
We may update these Terms from time to time. When we do, we will revise the "Last updated" date at the top of this page. Material changes will be communicated through our website or by email. Your continued use of the Services after changes take effect constitutes acceptance of the updated Terms.
16. Contact Us
If you have questions about these Terms, contact us at:
Heart Faith Hustle
Tampa, FL
Email: heartfaithhustle@gmail.com
17. Facebook Disclaimer
This site is not a part of the Facebook website or Meta Platforms, Inc. Additionally, this site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of Meta Platforms, Inc.